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No Will, No Say: What Really Happens When You Don’t Document Your Intentions 🧾

Most people spend years planning their careers, investments, and family’s financial security. Yet, the one thing they rarely plan is what happens to all those assets once they’re gone. It’s not that people don’t care — they just assume “my family will figure it out.” But here’s the catch — the law doesn’t work on assumptions; it works on documentation . ⚖️ The Law Doesn’t Care About Intentions — Only About What’s Written You might intend to leave your house to your spouse, or your savings to your children. But without a Will, those intentions hold no legal value. When someone dies intestate (without a Will), their property is distributed based purely on legal succession laws — which vary according to religion. This means your wishes, emotions, or personal circumstances don’t decide who inherits. The statute does. 🕉️ For Hindus: Succession by Hierarchy Under the Hindu Succession Act , the law follows a clear hierarchy. Your Class I heirs — son, daughter, widow, and mother —...

Bajaj Housing Finance IPO: A Look at Growth Prospects, Potential Risks, and the Future of India's Housing Market

Bajaj Housing Finance Gears Up for ₹7,000 Crore IPO: A Look at India's Housing Finance Market and Growth Prospects Bajaj Housing Finance Limited (BHFL), a subsidiary of the Bajaj FinServ conglomerate, is making a significant move by planning a whopping ₹7,000 crore Initial Public Offering (IPO). This announcement comes at a time when the Indian housing finance market is experiencing a boom, making it an opportune moment for BHFL to expand its reach and capabilities. Let's delve deeper into this upcoming IPO and explore the factors driving it, along with the broader landscape of the Indian housing finance sector. Understanding Bajaj Housing Finance and the Upcoming IPO BHFL is a prominent player in the Indian housing finance market, catering to individuals and corporate entities seeking loans for purchasing or renovating homes and commercial spaces. To bolster its growth trajectory, the company has filed a Draft Red Herring Prospectus (DRHP) with the Securities and Exchange Boar...